Buying A House

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Buying A House Hidden Costs Every Buyer Needs To Know Before Purchasing Their Next Home Buying a home is one of the largest financial decisions you will ever make in your lifetime. Before purchasing their next home, first-time buyers typically don’t think about the many hidden costs associated with homeownership. Additionally, there are many things to consider, including location and price. But did you know that some sellers charge extra […]
Buying A House When Is A Good Time To Downsize Your Home? Our lives are dynamic, and things change all the time, so it’s difficult to estimate what we’ll need in the future. As a result, what was once the ideal house for you and your family may appear excessively big or impersonal.  In many cases, households are reduced when kids go to college or get married […]
Buying A House Smart Ways To Come Up With A Down Payment Fast Buying a house is a big deal, and before you sign on the dotted line, there are so many things to consider first. One of them is the down payment you will need, which is the amount of cash or equity you put down at closing.  In the Sacramento real estate market, the biggest decision […]
Buying A House 12 Tips To Manage Your Debt Before Buying A House When it comes to buying a house and improving your financial health, another must-do is debt reduction. Your debt-to-income ratio (DTI) compares your monthly debt payments to your total income.  Mortgage lenders evaluate your DTI, which is expressed as a percentage, to determine whether you will be able to make your monthly mortgage payment. A […]
Buying A House How To Make Your 2022 Resolution a Reality: Tips For Buying A Home The new year is a time for reflection and for setting resolutions. Most first-time buyers strive to improve their lives in some way, and one of the most popular resolutions is buying a home.  If this is your goal for 2022, don’t worry— you can still make it happen! This article will provide you with […]
Buying A House Should You Buy Or Rent Your Next House? If you are in the market for a new home, then chances are you have already asked yourself if it is better to rent or buy. However, there are many factors to consider; one of the most important is your long-term plans. For example, if you plan on living in the same area for more […]
Buying A House What The Hell Is Escrow! Does buying or selling a home make you nervous? Well, there are a lot of good reasons to be concerned. Many things can go wrong during the home-buying and home-selling process. However, real estate escrow is here to make things less stressful. In the real estate world, the escrow process is often overlooked. Many people […]
Buying A House 13 Tips for First-Time Home Buyers It’s exciting to be a first-time home buyer! But we understand how challenging it can be, especially when homes are selling for over $350,000 on average in Sacramento, California. Not to mention that the available properties are selling in less than two weeks.  With such real estate trends, you may be tempted to make an […]
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Buying A House Why You Should Buy A House Sooner Rather Than Later Ready to buy your first house? There are many reasons why now is a perfect time, and they all have to do with interest rates. As one article from the New York Times explains, mortgage rates have been at historic lows for years now.  Consequently, if you wait too long, it will be much more […]
Buying A House Valuable Tips For Finding The Right Real Estate Agent The real estate market is booming, and the competition for good agents is fierce. Nowadays, finding the right real estate agent can be a daunting task as there are many options at your disposal. Additionally, there are many things to consider when finding a realtor that will work best for you. However, the key factors […]
Buying A House What Do Contingent Clauses Mean In Real Estate: What Every Home Buyer Needs To Know A lot of things go into buying or selling a home. In addition to the intricacies that come with it, you get to deal with properties bearing several different statuses in the housing market. In a nutshell, behind the “For Sale” sign, there are several terms you should expect when looking to close on your […]
Buying A House How To Create A Solid Savings Plan To Buy A House Have you been looking at houses for sale recently? Are you wondering how to save for a new home? Buying a house is a big deal, and you shouldn’t just buy the first one you look at.  Purchasing a new home involves saving money for a down payment, moving costs, and other things you may […]
Buying A House Home Appraisal Process and Fees: What You Need to Know If your family is growing or a work transfer requires you to move from your old home into a new one, you may want to refinance your mortgage or search for a new home in a different neighborhood. For this reason, it is essential to have a good understanding of the home appraisal process and […]
Buying A House What You Need To Know About Buying And Selling A Home Buying and selling a house at the same time can be daunting, especially for first-time homebuyers.  For instance, the Sacramento, CA real estate market has recently seen a resurgence, with home prices rising to new heights, especially in California. As an investor or owner looking to sell your property, it may be tempting to take […]
Buying A House Buying A New Home Or An Older House: Pros And Cons If you are planning on buying a home, you have to decide whether you want a new home or an older home. While it may seem like an easy decision to make, the correct answer isn’t always apparent.  It’s essential to make the correct decision because a wrong decision may be costly. While new homes […]
Buying A House How Much Can I Afford When Buying A New Home? Buying a home is one of the most significant financial decisions you’ll make in your life, and it’s essential to make sure you can comfortably afford it. But how do you know what’s affordable? To answer this question, you first have to figure out what your budget is.  You can do this by adding up […]
Buying A House The $100k Over Asking Trend, When Will It End? In many real estate housing markets, including Sacramento County, any property can quickly sell for $100,000 or more over the asking price these days. This is known as the $100k Over Asking Trend and many are puzzled by this phenomenon. What’s more, luxury homes sell for $1M over the asking price in some popular California […]
Buying A House 7 Signs You’ve Outgrown Your Sacramento Home Did you know that people born between 1965 and 1979 are the largest home selling demographic in the US? As times change, so do people and their circumstances. That may mean downsizing or changing neighborhoods, but more often than not, it means knowing when you need more space.  A time may come when decluttering and […]
Buying A House Why is the Sacramento Real Estate Market So Expensive? Buying a home. It is considered one of the biggest steps that most people take in life, and most likely your biggest financial commitment.  However, that commitment is only getting higher and higher with the pandemic. The median home price in Sacramento was $490,000 as of April 2021. The average price across the United States was around […]
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